As an independent agent at Pyramid Insurance, Richard believes in carefully listening to clients, seeing the big picture, and finding simple creative solutions to avoid unexpected losses that could affect their finances. With over 15 years of experience, first working at an insurance company (manufacturing) and than at an insurance agency (retail) in management and sales, he is uniquely qualified to help his clients. In addition to the standard insurance coverages, Richard has background in helping clients in their specialized needs for Directors and Officers, Employment Practices, Fiduciary Liability, Professional Liability, Malpractice and Cyber insurance. He was born and raised in Kaneohe; attended Castle High School and University of Hawaii with BBA Marketing; He is proud father of four children. Richard’s favorite hobbies are tennis, gardening and watching UH sports.